Got a Tax Refund This Year? Here Is Why Investing It in a Home Might Be the Smartest Move You Make

Many Americans are receiving larger tax refunds this year and wondering what to do with the money. Patty Newby explains why a tax refund could be the starting point for your path to homeownership. ...more

Mortgage

April 23, 2026•3 min read

USDA Loans Just Got Faster and Easier: What Buyers Outside the City Need to Know

USDA's modernization initiative just made the loan process significantly faster for rural and suburban buyers. Patty Newby breaks down what changed, what stayed the same, and why USDA remains one of t... ...more

Mortgage

March 31, 2026•4 min read

Are We Finally in a Buyer's Market? What Patty Newby Wants Every Buyer to Know Right Now

Inventory is up and homes are sitting longer but prices are not falling the way the data suggests they should. Patty Newby breaks down what is really happening in today's housing market and where real... ...more

Mortgage

March 16, 2026•5 min read

The Homeowners Insurance Problem Quietly Killing Home Deals Before Closing in 2026

Rising insurance premiums are derailing transactions right at the finish line and most buyers never see it coming. Patty Newby explains how this silent deal-killer works and what every buyer must do t... ...more

Mortgage

March 16, 2026•5 min read

Why Mortgage Rates Move Without the Fed Touching Anything

Confused why mortgage rates jumped when the Fed held steady? Patty Newby breaks down the real force behind rate movement and what homebuyers should actually be watching. ...more

Mortgage

March 04, 2026•3 min read

Is It Time to Get Off the Sidelines and Make Your Next Move?

If you’ve been waiting to buy your next home, now might be the right time to move. Here’s how to know when you’re ready to move up, down, or simply into something that fits better. ...more

Mortgage

January 30, 2026•2 min read

Going Through a Marital Change? Here’s How to Make Smart Housing Decisions

Divorce is tough, but your housing choices don’t have to be. Here’s how to use mortgage planning to stay informed, reduce stress, and move forward with clarity. ...more

Mortgage

January 28, 2026•2 min read

Growing Family? Here’s Why It Might Be Time to Move Up

If your family has recently grown and you're short on space, now may be the right time to explore your next home. Here’s how to decide if you’re ready. ...more

Mortgage

January 27, 2026•2 min read

Recently Engaged? Here's How to Turn That Ring Into a Home

If you're newly engaged and renting, now might be the perfect time to buy your first home. Learn how first-time buyer programs and wedding gift funds can help. ...more

Mortgage

January 26, 2026•2 min read